Commercial Banking商业银行

Part Ⅰ The Banking System银行体系

Introduction导语

Section A—The People's Bank of China中国人民银行

Section B—Bank of China中国四大国有商业银行之一：中国银行

Section C—Bank of America美国商业银行之一：美洲银行

Section D—BOC International Holdings Limited中银国际公司

Listening Material听力材料

Sample Examination Questions模拟试题

Part Ⅱ Retail Banking:Bank Accounts私人业务：银行账户

Introduction导语

Section A—Deposit Accounts存款账户

Section B—Foreign Currency Deposits外汇存款

Section C—Deposits by Correspondence邮寄存款

Section D—Deposit Collections in Different Places异地存款

Section E—Loss Reporting报失

Listening Material听力材料

Sample Examination Questions模拟试题

Part Ⅲ Retail Banking:Loans私人业务：贷款

Introduction导语

Section A—Housing Loans for Individuals私人住房贷款

Section B—Auto Loans购车贷款

Section C—Education Loans教育贷款

Section D—Secured Personal Loans以定期存款／国库券做担保的私人贷款

Section E—Other Type of Loans其他私人贷款

Listening Material听力材料

Sample Examination Questions模拟试题

Part Ⅳ Retail Banking:Foreign Currency私人银行业务：外汇

Introduction导语

Section A—Currency Conversion汇兑

Section B—Collection from Abroad托收

Section C—International Remittance of Foreign Currency国外汇款

Section D—Foreign Exchange Dealings for Individuals私人外汇交易

Section E—Automatic Banking of Savings Deposits自动储蓄存款业务

Section F—Multifunctional Debit Card多功能借记卡

Section G—Personal Cheque Deposits私人支票存款

Section H—Safety Deposit Box保险箱

Section I—Fee-based Business收费业务

Section J—Automatic Deposit Service自动存款服务

Section K—Transfer Service for Security Firm为证券公司提供转账服务

Listening Material听力材料

Sample Examination Questions模拟试题

Part Ⅴ Corporate Banking:Loans公司业务：贷款

Introduction导语

Section A—RMB Working Capital Loan人民币流动资金贷款

Section B—Fixed Asset Loan固定资产贷款

Section C—Foreign Currency Loans外汇贷款

Section D—Project Financing项目融资

Section E—Bill Discount票据贴现

Section F—Syndicated Loan银团贷款

Listening Material听力材料

Sample Examination Questions模拟试题

Part Ⅵ Corporate Banking:Credit Lines;Trade Finance公司业务：信用额度；商业信贷

Introduction导语

Section B—Worldwide Credit统一授信

Section A—Credit Line信用额度

Section C—Export Buyer's Credit出口买方信贷

Section D—Export Seller's Credit出口卖方信贷

Listening Material听力材料

Sample Examination Questions模拟试题

Part Ⅶ Corporate Banking:Other Services公司业务：其他服务

Introduction导语

Section A—Agent Bank Business委托行业务

Section B—Trust Loan委托贷款

Section C—Financial Advisory Service财务顾问

Listening Material听力材料

Sample Examination Questions模拟试题

Investment Banking投资银行

Part Ⅰ Introduction导语

Section A—The Basics基本定义

Section B—Setting Goals设立目标

Section C—Needs and Money需求与货币

Section D—An Overview of Markets市场概览

Section E—How Suppliers Make Their Money Available？如何供款

Section F—What Suppliers of Money Expect—The Profit Motive供款人的期望——盈利动机

Section G—Buying and Selling The Right to Use Money买卖货币使用权

Section H—How Long Can The“Buyers”Use The Money？货币“买家”可以使用货币多长时间呢？

Section I—Can Suppliers Always Be Sure of Getting Their Money Back？货币使用权的归还

Section J—Words and Expressions术语及解释

Part Ⅱ The Financial Marketplace金融市场

Section A—Introduction导语

Section B—The Participants入市者

Section C—The Places交易场所

Section E—The Term金融产品的期限

Section D—The Products金融产品

Section G—Words and Expressions术语及解释

Section F—Marketability and Liquidity适销性及流通性

Part Ⅲ Debt Securities债务型证券

Section A—Introduction导语

Section B—General Characteristics of Debt Securities债务型证券的共性

Section C—Short-Term Debt短期债务

Section D—Long-Term Debt:Bonds and Debentures长期债务：政府债券及公司债券

Section E—Words and Expressions术语及解释

Part Ⅳ Equity Securities权益型证券

Section A—Capital Structure资本结构

Section B—Preferred Shares优先股

Section C—Common Shares普通股

Section D—Words and Expressions术语及解释

Section A—The Research Department研究部门

Part Ⅴ Research研究金融市场

Section B—What Buying a Share of Stock Gives Us？购买股票的意义

Section C—The Company Under a Microscope显微镜下的公司

Section D—How Much Money is Company Earning？公司收益情况

Section E—Earnings Available for the Common Shareholders可分给普通股股东的收益

Section F—What Are the Earnings Worth收益的价值

Section G—Consider the Dividend股息

Section H—Words and Expressions术语及解释

Part Ⅵ Trading股票交易

Section A—Putting Our Knowledge into Action变知识为行动

Section B—Opening an Account开户

Section C—What the Client Should Expect from the Securities Firm？证券公司提供的服务

Section D—Stock Symbols证券交易代码

Section E—Where Are The Company's Shares Traded？交易场所

Section F—The Quote报价

Section G—Placing an Order下达买卖指令

Section H—The Reporting公司报告

Section I—Measuring Movements in the Overall Market交易指数

Section J—Words and Expressions术语及解释

Exercises练习

Listening Comprehension Exercises听力综合练习

Speaking Exercises对话练习

Skill-building Exercises—Research阅读与研究练习

Skill-building Exercise—Writing and Speaking说写练习

Skill-building Exercise—Writing写作练习

Building Vocabulary Exercises词汇练习

Test Your Knowledge知识测试

Case Study：案例分析

Sample Examination Questions模拟试题

Derivatives金融衍生品

Part Ⅰ Introduction导语

Section A—A Common Business Problem一个普遍的商业难题

Section B—What Are Derivatives？金融衍生品的定义

Section C—Uses of Derivatives用途

Section D—Words and Expressions术语及解释

Part Ⅱ Options期权

Section A—The Basics基本定义

Section B—Options Are Binding Contracts期权是契约

Section C—Equity Options股权期权

Section D—Buying Options买入期权

Section E—Selling Options卖出期权

Section F—You Bought an Option and Now You Want to Get Your Money Out套现

Section G—You Have Written an Option(Original Seller)and You Want out of the Contract赎回

Section I—Valuing Options期权估价

Section H—Time Decay of Put and Call Options期权买卖的时间衰减

Section J—Why We Use Equity Options？使用股权期权的原因

Section K—Words and Expressions术语及解释

Part Ⅲ Futures and Forwards期货及远期

Section A—The Basics基础知识

Section B—Futures Contracts期货合同

Section C—Forward Contracts远期合同

Section D—Margins保证金

Section E—Long and Short多头及空头交易

Section F—Foreign Currencies外汇

Section G—Futures and Forward Contracts-Similarities and Differences期货合同与远期合同的相同与不同之处

Section H—Words and Expressions术语及解释

Listening Comprehension Exercises听力综合练习

Exercises练习

Speaking Exercises对话练习

Skill-building Exercises—Writing and Speaking说写练习

Skill-building Exercises—Vocabulary词汇练习

Test Your Knowledge知识测试

Case Study—The Asian Financial Crisis案例分析——亚洲金融危机

Sample Examination Questions模拟试题

Insurance保险

Part Ⅰ Introduction导语

Section A—What Insurance Is and Why We Need It？什么是保险？为什么需要保险？

Section B—How Insurance Works？保险的作用

Section C—The Fundamentals？基础知识

Section D—Words and Expressions术语及解释

Section C—Where Do We Buy Insurance？何处购买保险？

Section B—Who Buys Insurance？谁购买保险？

Part Ⅱ The Insurance Market保险市场

Section A—Who Supplies Insurance？谁提供保险？

Section D—What Do We Pay for Insurance？保险的成本（保费）

Section E—How Do We Buy Insurance？如何购买保险

Section F—Words and Expressions术语及解释

Part Ⅲ Life Insurance人寿保险

Section A—Introduction导语

Section B—Life Insurance That Provides Protection Only只提供保障的寿险

Section C—Life Insurance That Provides Both Protection and Savings提供保障兼储蓄功能的寿险

Section D—Some Additional Features of Life Insurance Policies其他种类的寿险

Section E—What Does It Cost？决定保险费的因素

Section F—The Pay Out赔付

Section G—Words and Expressions术语及解释

Section A—Introduction导语

Part Ⅳ Personal Property and Liability Insurance个人财产及责任险

Section B—Insuring the Building房屋保险

Section C—Protecting Yourself Against Liability for Damage Caused to Others第三者损失赔偿责任险

Section D—Insuring the Contents（of Your Home）家庭财产保险

Section E—What is not Covered？家庭财产保险中不包括的项目

Section F—Words and Expressions术语及解释

Part Ⅴ Automobile Insurance汽车保险

Section A—Types of Automobile Insurance车险的种类

Section B—Who Is at Fault？谁承担过失

Section C—Protecting Yourself Against Liability for Damage Caused to Others公共责任保险

Section D—Covering Medical Costs投保医疗费用

Section E—Protecting Your Vehicle车险是汽车的保障

Section G—You've Had an Accident,Now What？车险的索赔步骤

Section F—Other Kinds of Coverage That Are Readily Available其他种类的车险

Section H—How Much Will Auto Insurance Cost？车险的成本

Section I—Words and Expressions术语及解释

Exercises练习

Listening Comprehension Exercises综合听力练习

Speaking Exercises对话练习

Building Vocabulary Exercises词汇练习

Test Your Knowledge知识测试

Sample Examination Questions模拟试题

Elective Course A Ethics选修内容A　金融职业伦理

1．Ethical Behaviour

2．Type Ⅰ Ethics

4．Politics

3．Type Ⅱ Ethics

5．Good Ethics Means Good Business

6．Ethics and Decision-making

Case Study Lincoln Savings and Load Association

Questions for Discussion

Elective Course B Money Laundering选修内容B　反洗钱

1．Money Laundering and Crime

2．Benefits of Laundering Money

3．Some History

4．Money Laundering Schemes

5．The Money Laundering Process

6．Preventing Money Laundering

7．Customer due Diligence—Know Your Customer

8．Effects of Money Laundering

9．Case Studies