Part One Overview of the Banking Industry in China

Ⅰ. The Role of the Banking Sector in China

Ⅱ. The Central Bank Reform

Ⅲ. Vigorous Development of the Commercial Banking Sector

Ⅳ. Increased Openness of the Banking Sector

Ⅴ. Strengthened Banking Supervision

Ⅵ. Priorities of the Further Banking Reform

Part Two Banking Supervision

Ⅰ. Importance and Objectives of Banking Supervision

1. Characteristics of Banks and Importance of Banking Supervision

2. Objectives of Banking Supervision

3. Preconditions for Effective Banking Supervision

Ⅱ. Licensing Process

1. Phases of the Process

2. Factors Evaluated by the Chartering Authorities

3. Basle Committee's Requirements on Bank Licensing

Ⅲ. Arrangements for Ongoing Banking Supervision

1. Risks in Banking

2. Development and Implementation of Key Prudential Rules and Requirements

3. Methods of Ongoing Banking Supervision

Ⅳ. Resolving Problem Bank Situations and Dealing with Failing Banks

1. Resolving Problem Bank Situations

2. Dealing with failing banks

Appendix: List of Core Principles for Effective Banking Supervision Issued by Basle Committee in September 1997

Part Three The Chinese Foreign Exchange System

Ⅰ. Overview

Ⅱ. Exchange Arrangement

Ⅲ. Foreign Exchange Operations of Financial Institutions

Ⅳ. Supervision of Foreign Exchange Accounts

Ⅴ. Current Account Transactions

Ⅵ. Capital Account Transactions

1. Overseas Investment

2. Extenal Borrowing in loans

3. External Guarantee

4. Registration System for External Debt

Ⅶ. Reporting of Balance of Payments Statistics

ⅤⅢ. Definitions in the Section

Part Four Intermediary Services

Ⅰ. Intermediary Services

1. Relationship between Bankers and Customers

2. Settlement— Payments and Funds Transfer

3. Trust Services

4. Lease

5. Factoring

Ⅱ. Financial Markets

1. Introduction

2. Money Market

3. Capital Markets

Ⅲ. Investment Banking

1. Backgro unds

2. Investment Banking Activities

Ⅳ. Banking on the Intemet

1. Backgrounds

2. On-Line Banking Products

3. The Challenging Issues in Internet Banking

4. The Future Prospects of On-Line Banking

Part Five Loans

Ⅰ. Categories of Loans

1. Common Loans

2. Particular Loans

Ⅱ. Credit Planning

1. Assets and Liabilities Management

2. Profitability and Budgetary Control

Ⅲ. Borrower Screening

1. Credit and Finance Analysis

2. Feasibility Study and Project Appraisal of Long-Term Lending

Ⅳ. Credit Risk Management

1. Credit Portfolio Management

2. Credit Origination and Management

3. Credit Approval and Control

4. Problem Recongnition and Remedial Measures

Part Six Accounting

Ⅰ. Financial Accounting

1. Definition

2. Users of Accounting Information

3. Specialized Accounting Services

4. Accounting Concepts and Principles

5. Accounting Equation

6. Classification of Assets and Liabilities

7. The Double-Entry Bookkeeping System

8. Financial Statements

Ⅱ. Managerial Accounting

1. The Use of Break-Even Concept and C—V—P Analysis

2. Present Value and Internal Rate of Return（IRR）

Ⅲ. Bank Accounting

1. Accounting Basis

2.Accounting Controls

3. The Chart of Accounts of a Bank

4. Account Reconcliliation

5. Types of Income and Expenditure of a Bank

6.Assets and Liabilities of a Bank

7. Bad and Doubtful Debts

8. Foreign Exchange Transa Ctions

9. The Cash Flows of a Bank

10. Budgeting

Appendices

Part Seven International Settlement

Ⅰ. Instruments

1. Bill of Exchange

2. Cheques

3. Promissory notes

Ⅱ. Means of International Settlement

1.Remittance

2. Collection

3. Documentary Credit

4. Standby Letters of Credit

5.Bonds

6. Factoring

Ⅲ. Documents Used in International Trade

1. Commercial Invoice

2. Transport Documents

3. Insurance Documents

4. Other Documents

Ⅳ. Trade Finance

1. Negotiation of Documentary Collections

2. Facilities Available in Connection with Documentary Credits

3. Forfaiting

4. Other Facilities

Ⅴ. Customs and Practices of International Trade

1. Introduction to ICC

2. UCP500

3. URR525

4. URC522

5.ISP98

6. Incoterms 2000

Part Eight Bank Letters and Telecommunications

Ⅰ. Bank Letters

1. Main Parts of a Bank Letter

2. Printing Styles

3. Sample Letters in Different Banking Transactions

Ⅱ.Telex

1. Main Parts of a Telex Message

2. Language

3. Sample Telex Messages

Ⅲ. SWIFT

1. Message Types

2. Fields

3. Structure of a SWIFT Message

4. Sample SWIFT Messages